How Much Mortgage Can I Afford? Ask a Mortgage Broker
One of the most important factors to consider when purchasing a home is determining how much mortgage you can afford. It’s a crucial step in the home-buying process and can have a significant impact on your financial stability and well-being. Many factors come into play when calculating how much mortgage you can afford, and it’s…
Read MoreDo Real Estate Investors Know Something You Don’t? House Hacking 101
Introduction In the ever-evolving world of real estate investment strategies, one approach has been gaining significant popularity in recent years: house hacking. This innovative method involves leveraging real estate to reduce or eliminate housing expenses while maximizing income potential. The exciting news is that with the introduction of higher loan-to-value (LTV) limits, house hacking is…
Read MoreThe Advantages of Purchasing a Home vs Renting: A 5-Year Perspective
When it comes to finding the perfect place to live, the decision between buying a home and renting is one that often weighs heavily on our minds. It’s important to consider not just our immediate needs, but also the long-term advantages that each option offers. In this post, we will explore the advantages of purchasing…
Read MoreBest Mortgage Company in Bradenton, Florida
We are thrilled to announce that JML Mortgage has been awarded the GOLD medal for best Mortgage Company in Bradenton, Florida! We are so grateful to each and every one of you for choosing JML Mortgage as your preferred Mortgage Company! Thank you from the bottom of our hearts! We look forward to continuing to…
Read MoreConsolidate High-Interest Credit Cards with a Fixed Rate 2nd Mortgage
Hello again! It’s wonderful to reconnect with you and shed light on an incredible financial opportunity that can potentially simplify your life and save you money. If you currently have a low-rate first mortgage but find yourself grappling with high-interest credit card debt, then this blog is tailor-made for you. Today, we’ll explore the benefits…
Read MoreHow Will the Recent Credit Downgrade for the United States Affect the Economy?
The last and first time the U.S.’s credit was downgraded was in 2011 during the Obama administration, when Standard and Poor’s lowered the AAA rating to AA+. That move came shortly after Congress resolved a debt-ceiling standoff. This time, the downgrade comes from Fitch about two months after Congress passed a debt ceiling agreement, again lowering…
Read MoreShort Term vs Long Term Rentals. Which Should You Invest In?
Real estate investing provides multiple opportunities for investors to make profits. One of the most popular investment strategies in this field is rental income. Rentals can be classified into two categories: short-term rentals and long-term rentals. Both strategies have their advantages and disadvantages, and choosing the correct one will entirely depend on the investor’s goals,…
Read MoreWhy Should You Consider FHA Loans?
If you’re in the market for buying a new home, you may be considering loan options to finance your purchase. However, with so many different types of loans available, it can be hard to know which one is the best fit for your situation. In this blog post, we’ll take a closer look at FHA…
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