USDA Loans are backed by the U.S. Department of Agriculture and assist home buyers in rural or suburban areas to improve quality of life in these areas. To determine whether the home you’re seeking a mortgage for is eligible, please visit the USDA eligibility website or simply contact us and we can help.

• Lower interest rates are available for homes in specific areas
• Upon qualifying, many USDA loans feature no down payment
• Closing costs will still need to be paid
• You need to meet certain maximum income requirements

As mentioned above, the location of the property is the first step. In addition, you’ll be required to meet specific income requirements and debt-to-income ratios. Contact us and we would be happy to explore the many options available.